how an rent to own purchase works
Do you dream of owning your own home without a bank loan or years of saving?
You want a house - but without a bank, without credit bureaus and without stress?
With our rental agreement with an option to buy, you receive the keys immediately and can start the renovation/refurbishment. You simply pay off the house in monthly installments and automatically become the owner after the final payment.
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Advantages of rent to own
Our rent-to-own model offers you a flexible and affordable way to acquire your own home. Here are some advantages that make the model so attractive:
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Low initial costs: You don't have to pay a huge sum immediately. This makes it easier to get started.
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Monthly installments: Payment is made in convenient monthly installments that can fit better into your budget.
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Faster acquisition of ownership: As you don't have to pay interest, unlike a bank loan, buying in installments allows you to pay off the purchase price more quickly.
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Flexible options: The amount of the monthly installments can be adjusted to suit your financial situation.
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Early repayment: If necessary, you can pay off the purchase price more quickly. In this case, we can often reduce the total purchase price retrospectively.
The rent-to-own model is straightforward and allows you to acquire ownership in convenient steps.
The procedure is as follows:
1. You choose a house.
Browse our offers and choose your desired item. We're happy to help if you have any questions.
2. You reserve and sign the rental agreement with an option to buy.
The contract clearly regulates the contract term, rent amount, down payment and all other conditions – transparent and fair.
3. You get the key and begin the renovation.
You can get started right away. As soon as the house is habitable and you're ready, you move in – completely stress-free.
4. You pay your rent monthly.
A fixed percentage of your rental payments will be credited towards the later purchase price.
5. You exercise the purchase option.
Once you have paid all the installments or the agreed date has arrived, you can officially buy the house – at the price stated in the contract.
6. You will become the owner.
The purchase will be finalized at the notary's office and you will be registered in the land register. The house now belongs to you.